To clarify changes in housing expenses in household budgets after the Great Hanshin-Awaji Earthquake, and evaluate policies concerning housing expenses enacted in the recovery process from the quake, We conducted 4 investigations during the recovery process (those living in temporary housing, in public housing for recovery from the quake, in their own houses rebuilt after the quake, and in collective houses), concerning family budgets, housing conditions, and management of expenses for housing after the quake in households that suffered damage from the Great Hanshin-Awaji Earthquake in 1995. Results are followings. 1. The extents of damage from the quake and recovery among earthquake victims were clarified separately for those wishing to rent houses and those wishing to own houses. 2. The lifestyle of the victims and their ability to adapt to the quake-related emergency were evaluated. 3. Problems with policies related to housing expenses revealed by this study and persisting to data were discussed.