The Sanjie jiao is the most successful group in Chinese Buddhism with regard to economy.
Their dogma was based on the philosophy of the Avatamsaka, Vimalakirti and Nirvana sutras, and persist the universalism of the pervasive Buddha during the period of continuous war, hunger and disease. They emphasized practical performance of the dharma for Buddhist asceticism and social relief. For example, they distributed their property to the poor, and weak and diseased people. They took on the role of financial agency, creating a loan system easy to use for the people. No application form was necessary, and they used simple credit which the debtor could repay any time.
