his report examines the 15-year implementation of the Consumer Affairs Counselor TrainingProgram in Shizuoka Prefecture. Commissioned by the prefectural government and operated bythe local consumer organization Consumer Affairs Network Shizuoka, the program employs atwo-tier structure: an advanced preparatory course for certification candidates and anintroductory course to expand public interest.Findings show that 47.6 percent of current prefectural counselors have completed the program,demonstrating its significant contribution to securing a stable pool of specialized professionals. Byproviding systematic knowledge even to unsuccessful candidates, it also fosters local humanresource development.Future challenges include establishing continuing education after certification and ensuringsustainable operations beyond reliance on specific instructors.

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The goal of this research into schools' consumer education was to clarify ways to createopportunities for collaboration between consumer education coordinators and high school teachers inthe Kinki area, and the issues that are faced. The online exchange that was planned andimplemented as part of the research was well-received by participants, showing that onlineexchanges are an effective method of creating collaborative opportunities. However, issues thatpresented themselves included problems organizing schedules and difficulties with joining remotelydue to individual schools' rules on using the internet. The research suggests the need, going forward,for clearer direction not just by consumer affairs administrative bodies but also regional—primarilyeducational administration

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This study reports a classroom practice of financial education in junior high school Home Economics that centers on the concept of personalized consumption. An eight-hour unit was implemented with 33 ninth-grade students, integrating activities on information evaluation, purchasing methods, contracts, and money management. A key component was the Money Plan Game, which allowed students to experience the relationship between income and expenses through value-based decision-making. Analysis of students' portfolio reflections showed that they increasingly articulated their own values and adjusted their consumption choices according to context. These results suggest that focusing on personalized consumption supports the development of autonomous and responsible consumer behavior.

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This study outlines an investment education framework that translates vague investoranxiety into measurable risk indicators, enhancing clarity through risk communication. Itintroduces simplified strategies including index fund utilization, international assetdiversification,and long term accumulation via periodic investment. These methods wereselected for their accessibility and psychological ease, aiming to reduce emotional barriers toparticipation. The course emphasizes practical understanding and behavioral support,contributing to informed decision-making in personal finance.

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This study aims to develop and evaluate the effectiveness of the printed educationalmaterial "Reflecting on Ethical Consumption" for university students. Classes using thematerial were implemented, and effectiveness was examined through pre- and post-questionnaires and student reports. The results indicated that experiential activities, such asclassifying elements of ethical consumption and investigating businesses' sustainableinitiatives, helped students understand ethical consumption from multiple perspectives andreflect on their daily behaviors. Students also gained awareness of the social impact ofconsumer behavior and began exploring practical actions in everyday life. A remainingchallenge is to clarify effective instructional strategies and question design to deepenunderstanding.

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