生活経済学研究
Online ISSN : 2424-1288
Print ISSN : 1341-7347
ISSN-L : 1341-7347
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42 巻
選択された号の論文の18件中1～18を表示しています
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論文
  • わが国の中小企業における生命保険需要
    浅井 義裕
    原稿種別: 本文
    2015 年 42 巻 p. 1-14
    発行日: 2015/09/30
    公開日: 2016/11/30
    DOIhttps://doi.org/10.18961/seikatsukeizaigaku.42.0_1
    ジャーナル フリー
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    Although numerous theoretical and empirical articles investigate factors affecting corporate demand for insurance, empirical tests of small and medium-sized enterprises (SMEs) are very limited. Also, empirical tests of life insurance demand is limited. This article is one of the first attempts to empirically investigate the demand for life insurance demand of manufacturing SMEs. This study uses data obtained from questionnaire survey and accounting data for 909 manufacturing SMEs in Japan to test the determinants of life insurance demand. Regarding insurance demand of Japanese SMEs, firm size, bankruptcy probability and ownership structure are important factors in determining life insurance purchase by SMEs. Also, the results indicate that life insurance purchase is associated with relationship with banks in some firms.
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  • 生命保険に関する消費者の知識・関与水準の異質性とトリプルメディア
    井上 智紀
    原稿種別: 本文
    2015 年 42 巻 p. 15-28
    発行日: 2015/09/30
    公開日: 2016/11/30
    DOIhttps://doi.org/10.18961/seikatsukeizaigaku.42.0_15
    ジャーナル フリー
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    The purpose of this study is to analyze usage possibility of triple media as a tool for providing financial information. By a secondary analysis using quantitative data, evaluation was performed on triple media usage status per various consumer segments which classified per level of financial literacy and commitment. This result clarified that each consumer segment shows specific customer's behavior during process of external information search and decision making for taking out insurance. Also, it was assessed each segment shows unique characteristics of search process such as media approach manner, and variation of media used, frequency of media usage. So, the result revealed that required information and content is different from customer's level of financial literacy and commitment on financial product, and it was found out that customer are using media appropriate for their searching information. In order to supply information optimum for various consumer categories, it is vital to design communication method which carefully tailored for target consumer segments by effectively utilizing each media or multiple media, in view of each media's nature and advantages, as well as considering consumer's attribute, and level of engagement / literacy on financial products.
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  • 有配偶女性の昇進意欲を規定する要因
    横山 真紀
    原稿種別: 本文
    2015 年 42 巻 p. 29-41
    発行日: 2015/09/30
    公開日: 2016/11/30
    DOIhttps://doi.org/10.18961/seikatsukeizaigaku.42.0_29
    ジャーナル フリー
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    In the last three decades, Japanese women have made only small inroads into management. This paper examines the factors that discourage married women to pursue career advancements compared with men. Family factors, such as the number of children, whether there are children under six years of age, spouse's employment status, the salary share of respondents in the household, did not have significant effects on women's motivation towards getting promotion. These household factors, however, had significant effects on the decision whether respondents work full time or not. Gender role attitudes also had a significant effect on the decision to work full time or not. The initial motive for promotion continued to have a positive effect on the present motivation for promotion for both men and women.
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研究ノート
  • フリーアクセスの制限に対する住民意思
    伊藤 敦
    原稿種別: 本文
    2015 年 42 巻 p. 43-52
    発行日: 2015/09/30
    公開日: 2016/11/30
    DOIhttps://doi.org/10.18961/seikatsukeizaigaku.42.0_43
    ジャーナル フリー
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    In order to clarify what the public thinks about the state of the Freedom of Choice of Medical Institution, we carried out a public opinion survey which involved 536 participants. The results were as follows. 1. 8.2% of the respondents supported limiting the amount of free access to medical care, 35.1% of the respondents agreed with partially limiting access to medical care, 25.2% of the respondents opposed limiting access to medical care. 2. The opinions about access restriction are significant difference in statistical way in at age, sex, an income, consultation frequency. 3. The expected medical access will be the group practice system by plural medical practitioners in future. 4. Approximately 10% of all of the respondents of the survey stated that they would support a health care system like England's GP System. 5. In regards to the direction that medical care should be going in, more than half of the respondents felt that they would like private physicians that already are established to cooperate and build a new "Group Practice" where everyone would be able to get comprehensive medical treatment. If one really values the opinion of the public, it would seem that medical care should not be limited across the country.
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  • 持家の非流動性と遺産動機
    上山 仁恵
    原稿種別: 本文
    2015 年 42 巻 p. 53-61
    発行日: 2015/09/30
    公開日: 2016/11/30
    DOIhttps://doi.org/10.18961/seikatsukeizaigaku.42.0_53
    ジャーナル フリー
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    In Japan, the second-hand housing market is very small and the liquidity of owner-occupied housing is quite low. Many Japanese bequeath housing assets to their heirs, with such assets playing a crucial role as inheritance properties. However, whether this behavior is based on parents' willingness or the effect of the existing housing market in Japan is unclear. While previous studies have discussed the degree to which owner-occupied housing influences Japanese bequest motives. This study contributes to the literature by analyzing the impact of the illiquidity of owner-occupied housing. The results of our econometric analysis shows that the liquidity of owner-occupied housing is related with Japanese bequest motives. This finding on Japanese inheritance behavior thus provides a new insight into the "liquidity" of existing housing in the market.
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