Abstract
Although being small, Simogo agricultural cooperatives has been working on various businesses including credit business for members and local communities. In globalization, regulations of credit business especially has been tightening. Many cooperatives merged for the corresponding to those regulations. But Simogo transferred only their credit business to Oita prefectural credit federation of agricultural cooperatives. They didn’t merge but chose the road to survive the organization. Their choice gives a variety of tips to think about future of the cooperatives.