Abstract
This study developed and conducted lessons on financial education for older adults, middle-aged
adults, and university students whose parents were in the active age group of 40-50 years using a
“retirement-planning game”. The “retirement-planning game”, which was developed by the present
authors can simulate one’s life plan from their 60s to 100s. Results indicated that the older adults
had difficulty managing the game. The results also showed the necessity of savings; because the
older adults had already retired, it was difficult to earn income and increase their savings. However,
the middle-aged adults and students realized the importance of a life plan for a long old age. The
“retirement-planning game” is effective for middle-aged adults and university students, as it helps
them to plan for their future.