抄録
Two types of money are legal money and local money. Legal money circulates through the global market, such as yen and dollar. Local money is like a local exchange trading system for members to
exchange goods or services and supplements legal money. It is said that members of the systems improve volunteer minds, and the systems are useful to restore communities faced with problems. It is not rare that people have managed two types of money in history.
The purpose of this study is to find out the reasons that consumers need local money in modern life and to consider new ways to educate consumers for finance. I would emphasize that consumers need literacy to manage two types of money in the 21st century.
