抄録
This study investigated how personal financial (PF) education impacts college students’ financial knowledge and financial confidence. Focusing on Iowa State University, it addressed students’ expectations with regard to PF education and other forms of college assistance to support their financial well-being.
Of those students with PF education experience, 31.9% were “extremely” or “quite” confident in their overall money management skills, compared with 25.3% of students without PF education experience. The study revealed both the demand for PF education and its effects; provision of up- to-date information regarding real-life issues was identified as especially useful. PF education to improve college students’ financial well-being could best be offered as a liberal arts core program targeting freshmen or sophomores, regardless of department or major.
