Abstract
The purpose of this study was to clarify the modalities of counseling support for life- rebuilding of over-indebted debtors through the re-analysis of existing research. The results indicated that with counseling support debtors were successful in rebuilding their lives, developing values, managing family budgets, improving family relationships, and increasing independence and confidence. The study suggests that effective modalities should address the specific conditions of over-indebted debtors to affect changes in the five areas reported.
