Hokengakuzasshi (JOURNAL of INSURANCE SCIENCE)
Online ISSN : 2185-5064
Print ISSN : 0387-2939
ISSN-L : 0387-2939
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Volume 2008, Issue 603
Displaying 1-12 of 12 articles from this issue
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REPORT
  • Reform on the Insurance Law in Japan
    A Perspective of New Japanese Insurance Law
    Akihiko Umetsu
    2008 Volume 2008 Issue 603 Pages 603_1-603_8
    Published: December 31, 2008
    Released on J-STAGE: May 16, 2011
    DOIhttps://doi.org/10.5609/jsis.2008.603_1
    JOURNAL FREE ACCESS
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    On March 5, 2008, a proposed bill on Insurance Law reform was published in Japan. The bill's aims were the modernization of the current outdated insurance regulations and the protection of policyholders and the insured. In this paper, I will introduce the proposed bill's three important amendments: reform of the duty of disclosure system, the problem of over-insurance, and matters concerning accident and illness insurance. While the contents of these reforms will doubtless contribute to the protection of both policyholders and the insured and I am in broad agreement with their objectives, some residual problems remain. One of these is the issue of life policies for minors, i.e. whether death benefits on such policies should be capped. It is the author's contention that some form of restriction ought to be applied.
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