2021 Volume 24 Pages 63-71
This paper considers from various aspects that it is important for the sales financial system to take root in each country in order to popularize durable consumer goods in each ASEAN country.
First, this paper took up the population trends and urbanization in ASEAN. In addition, it was clarified that the religious population and proportion, which differ from country to country, the industrial composition of each country, and the difference in GDP per capita are related to the spread of durable consumer goods to each household. For automobiles, which are representative of durable consumer goods, this paper focused on changes in production and sales volume in the country concerned. There are countries like Malaysia that have promoted the spread of automobiles in a policy. In the end, it became clear that it was important to create an environment where people could buy automobiles. In order to improve these environments, it is necessary to cooperate with foreign financial companies as well as the countries concerned.On the other hand, in countries with many Muslims such as Indonesia and Malaysia, a special financial system called Islamic finance is being developed. Islamic finance is not clearly distinguished from ordinary finance. Islamic finance can be expected to become a better financial system by finding a match by matching it with the normal financial system, while leaving a special part. In any case, financial inclusion reaffirms the importance of providing various services to many consumers in the financial system.
