抄録
From 1990 and onwards in Kazakhstan the investment was made mainly in the oil-gas sector and nonferrous metallurgy industry by the FDI. The FDI and donors' assistance are helpful, however, for the needs of expansion of production and investment they are not enough at all. The deposits of individuals in the commercial banks fell drastically and the lending of the commercial banks also fell drastically. Thus current. commercial banks are not working as intermediary institutions. Since there is no functioning market system, it will be necessary to utilize policy based finance (directed credit).
