Abstract
The victims that their physical assets are damaged by a natural disaster may be requested to procure necessary financial resources from financial bodies other than their own financial assets. But, if they are under the liquidity constraints, they can not procure necessary fund, they may be damaged by the delay of the recovery processes. In this paper, the micro evaluation model is presented to measure the victims' economic losses driven by the recovery delay. The macro evaluation model is formulated to aggregate the individual losses to the total economic loss in the whole regions. A case study is carried out in Toyooka city to investigate the applicability of the methodology presented in the paper.