民国期中国農村信用社の兼営化に関する一考察

抄録

It is considered that pursuing other businesses than a credit business is an effective measure for Raiffeisen's type of credit corporations to develop as whole village unions.
In the 1930s, Raiffeisen's type of credit corporations in both Japan and China were propelled by pursuing multi-business as a countermeasure to the serious rural depression.
However, there was an essential difference between the way of pursuing multi-business in rural credit corporations in Japan and the one in China, that is to say, pursuing multi-business in Japan made use of management resources inside the corporation concerned, in which the economy of scope was expected. On the other hand, those in China depended on outside movement and not making use of inside manage-ment resources.
Therefore, the pursuit of multi-business by rural credit corporations in China not only did not promote development of its credit business, which should be based on charter loans, but also had no effect on consolidating the management base of rural credit corporations.
In addition, it could not break the character of class which rural credit corporations in those days had, and did not contribute enough to the collaboration of village activities.
Pursuing multi-business by rural credit corporations in China in those days had the limitations mentioned above, and it was not linked to development of Raiffeisen's type of whole village unions.