We analyze the Questionnaire survey answered by over seven-hundred students from ten universities in Japan. It asks the knowledge and behavior of the students about the personal finance. Because our final goal is to identify the right contents to teach our students the personal finance to cope with the complicated modern financial economy without trouble, to understand the students is the first step to approach our goal. The data are analyzed by various methods, including factor analysis and OLS estimations with various controls variables. One of our results suggests it is more important to teach our students the knowledge of securities like stocks, bonds, and risks, credit cards, loans, and the troubles in the finance than any other subjects.
