フィリピンのコミュニティ抵当事業に関する調査研究

抄録

THE COMMUNITY MORTGAGE PROGRAM IS ONE OF THE ADVANCED SYSTEMS WHICH ENABLES SQUATTER COMMUNITIES TO ACQUIRE THE LAND TENURES AND SLUM IMPROVEMENTS. USING THIS PROGRAM WHICH FACILITATES COMMUNITY ORGANIZATION, SQUATTER COMMUNITIES CAN ASK HOUSING LOANS BY HOLDING MORTGAGE ON LANDS. THE CMP HAS PLANTED ITS ROOTS DEEPLY IN PHILIPPINES. BUT BY REASON OF THE RELATIVELY LITTLE RETURNS OF THE HOUSING LOANS, THE CMP IS SITUATED AT CRITICAL POINT. THE IMPLEMENTATION OF THE CMP DEPENDS ON THE ORIGINATORS WHICH ARE CONSISTED OF NGOS AND LOCAL GOVERNMENTS, AND THE TASK OF THE ORIGINATORS IS VERY IMPORTANT. THE KEY OF THE SUCCESS OF THE SLUM IMPROVEMENT AFTER ACQUIRING LAND TENURES DEPEND ON THE COMMUNITY SOLIDARITY.