2020 Volume 46 Pages 143-154
In this research, we researched on the energy efficiency and the deterioration before and after renovation under cold climate which easily cause problem such as dew and mold. Also, we analyzed that the mortgage to achieve renovation with energy efficiency and airtightness. As the result, we found the deterioration even in a housing after 90’s which used same construction method. We recommend renovating and at least to inspect a housing situation with air and thermal leakage. Also, in the areas where have high land price, the reverse mortgage is easy to apply.