The objective of this study is to develop a criterion which makes information available even to the average man who buys life insurance, annuities, and health and accident insurance. A maintenance rate, that is, the criterion which shows the ability of management to keep business in force from the beginning of the month to the end of the month was developed. The maintenance rate will determine whether any particular company is in financial stability of a high order and with life insurance of low cost. A thorough investigation of the maintenance rate has been made of the nation's 29 life insurance companies.
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