抄録
The objective of this paper is to clarify the following two points by investigating the diversity of non spouse heavy debtors including various forms of households such as households consisting of a single elderly person, a mother and children, and"Parasite singles." The first point is to analyze composite factors for heavy debts. The second point is to obtain clues for providing effective consumer education to diversified consumers for solving the issue of heavy debt.
The data used are the consultation records of 453 cases of a counseling organization specializing in family expenses. From consultation records, I analyzed the incomes and expenditures that increase debts from original viewpoint and suggest effective consumer education strategies based on analysis of the results obtained.
