This study analyzes the non-life insurance business of Agricultural Cooperatives in Japan(JA), especially focusing on home and automobile insurances in comparison to the performances of private insurance companies. The long-term incidence of fires and traffic accidents and the loss ratios(insurance claim / premium)are examined. The analyses conclude that JA formerly had the advantage because the incidence rates and the amount of damage were low in rural areas and JA had not been subject to the same regulations as non-life insurance companies. But those favorable situations for JA have almost disappeared since 2000s under several structural changes.

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Dairy is a strong potential sector in the economy of Bangladesh. But this sector faces problems concerning production and marketing. The most successful dairy cooperative, Bangladesh Milk Producers Cooperative Union Limited(BMPCUL), is delivering diverse services to minimize farmer’s production and marketing related problems. Therefore, the aim of the study is to explore the differences between cooperative and non-cooperative dairy farmer’s production and marketing aspects. For this study, 52 cooperative and 43 non-cooperative farmers’ data selected randomly. Descriptive statistics results show the better dairy farming conditions of cooperative farmers than non-cooperative farmers in this study area.

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