[in Japanese]

View full abstract

Self-build housing refers to houses that are constructed and later occupied by the owners. In Kenya, self-build housing has become a major source of house production due to recent decline in public housing provision. Unfortunately land ownership in areas where self-build housing occurs is mainly informal, the basic infrastructure is poor and financing is difficult to obtain. As a result, most self-builders occupy incomplete houses and continue the construction process incrementally. This paper addresses the disconnect between government policy on housing and the challenges facing selfbuilders. The aim is to recommend specific policies that will facilitate private sector involvement in urban housing.
Analysis of factors affecting self-build house construction reveals that self-builders do not consider tenure a major problem. The implication is that moving into the house as soon as possible may be a strategy to secure ownership rights. The main complaint by self-builders is the poor condition of basic infrastructure, lack of transport and an expensive and restrictive financing system. Nevertheless, it is imperative to regularize land ownership as it is central to the self-build housing process. There is need to review lending interest rates and regulations and to encourage partnerships between self-builders, the private sector and city council in infrastructure development.

View full abstract

This study aims to learn the changes in the living circumstances of both those who reconstructed their houses in the quake-stricken, urban residential areas and those who moved into post-disaster public housing, and to determine what the aid for housing reconstruction should be through a comparison of evaluations of their livelihoods and communities. The results of the survey indicated that the overall evaluation concerning the sense of the restoration's completion, neighborly relationships, stability of residency, etc., were higher in the case of those who reconstructed their homes in the urban residential area. It became clear that the housing reconstruction system in the future should aid reconstruction in the quake-stricken, urban residential areas to the greatest extent possible.

View full abstract

After the reform of the Government Housing Loan Corporation (GHLC), various types of housing loan have been supplied and adjustable rate loan and short time fixed rate loan is increasing. This paper examines the impact of the reform of the housing loan and how the mortgage choice between the adjustable rate loan (ARM; including short time fixed rate loan) and the fixed rate loan (FRM) is done. We obtain the results that the loan choice is influenced by the difference between the rate of FRM and that of ARM, the income, the price, the favor for the quality of the house and the other elements.

View full abstract